Mobile Banking UniCredit

Mobile banking made simple and secure—manage your finances anytime, anywhere with the UniCredit Mobile Banking app. Whether you're checking balances, sending money, or paying bills, everything you need is just a tap away on your smartphone.

Getting started is straightforward. If you hold a UniCredit current account or rechargeable card with IBAN, sign up for Banca Multicanale service, then download and activate the app through your smartphone or internet banking. Once activated, your personalized home page gives you a complete view of all your linked accounts, cards, mortgages, loans, and investments—all in one place.

Take control of your spending with the Personal Financial Manager and Budget tools. Track expenses effortlessly, set spending limits, and understand your money habits at a glance. The Current Accounts section lets you view all transactions, search for specific payments, share IBAN details, and manage account settings with ease. For card management, monitor and control all your UniCredit credit, debit, and rechargeable cards from a single dashboard.

Payments are faster than ever. Make SEPA transfers, top up mobile phones and UniCredit prepaid cards, pay utilities through simplified F24, and handle postal bills, CBILL, PagoPA, and other payment types directly from the app. Need cash? Use Prelievo Smart to schedule ATM withdrawals in advance. Find the nearest UniCredit branch or ATM with built-in location services and directions.

Security is paramount. If your phone supports biometric recognition—fingerprint or face ID—you can access the app and authorize transactions using these trusted methods. Generate one-time passwords with Mobile Token for extra protection on sensitive operations.

Stay connected to the bank anytime. Access your personal area to upload profile photos, read messages and notices, retrieve online documents, browse help and FAQs, or contact customer support via phone or chat. Book branch appointments directly through the UBook function.

New to UniCredit? Open a current account entirely through your smartphone using just a selfie for identity verification. Italian residents can apply online without visiting a branch and gain instant access to digital banking services.

Beyond traditional branches, access banking services at Buddy Branch locations for added convenience. Mobile Banking UniCredit puts your financial life in your hands, combining ease of use with enterprise-grade security and the full range of banking services you expect from a trusted institution.